DH and I have been doing this debt reduction thing for about 10 months now and the light at the end of the tunnel is right there. We have only $3750 left of that credit card! Woo hoo!! What a relief that will be to have paid off! We are a bit off-target with our goal date, but that's okay. We've had to do quite a bit of adjusting as we went.

We are SO close to being done with our Christmas shopping. We wrapped almost everything the other night and discovered a few things that we need to get. But a stop at a store or two will get it all done. Except for the pj pants...those will take some time. I really need to get started on those! I'm no seamstress so they take me a while to sew. It's super fun though...and the kids love them so that's all that really matters.

We only paid 2X the minimum on the card this month because we helped out our family member more with their Christmas. It felt so good to help out and I feel like that is the true Spirit of Christmas...serving. I had a blast shopping for gifts for the kids and I hope that they love what they get...I'm sure they will especially since they are expecting basically nothing. We've asked that our help is not mentioned again and I think they'll honor that. It sure was fun and I still feel so good about it.

Anyway...plugging along with our debt seems to remain my story. I'm so happy though at each baby step along the way. Each one is taking us that much closer to being debt free. I love the idea of living debt free....talk about freedom! What a great feeling.

Happy Holidays!