Not much has been going on with the finances over the last week or two. I've learned that sometimes nothing going on is a good thing! Even though nothing has been paid, nothing has been charged either! And that is EXCELLENT!
Tonight we'll hopefully work on the budget so it's taken care of for payday. I'm anticipating being able to pay off a huge chunk of the card this month. I gotta say....I LOVE the getting-paid-every-two-weeks thing as opposed to the twice monthly paychecks. It just makes things so much easier, in my opinion.
I spoke with my friend yesterday...she want to talk to me more about finances. She is teaching a lesson on living providently and wants to talk to me about what I've learned so far in my budgeting/debt reduction journey. I'm certainly no expert (obviously) but I LOVE talking finances! You get me going and you just can't shut me up. Of course, it's that way with everything I talk about, but finances are just so much fun to talk about! I think one reason why I love it so much is that it's such a positive thing right now. I mean....not the debt part, because that sucks. But...everything I've learned, the change in attitude about money, the communication between me and DH....those things are all such positives in my life.
Life has been incredibly busy so I haven't been able to read any more books on finance and I obviously haven't been as faithful in posting as I would have liked, but I'm still on track and focused and wanting to be better at the finance thing. These next few months are the 'trudging along faithfully' part of our debt reduction. Each milestone will be so fabulous but I don't think they'll come as quickly or as frequently as they have so far. Only because we've paid off all those smaller debts which have been a big boost to our commitment to paying off ALL the debt. Once again....I can't wait til this credit card balance is a big, fat, ZERO! I'm looking forward to it!
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2 comments:
Youre doing a great job, you have every reason to be happy with your progress. But Im confused, you said that you like getting paid every two weeks as opposed to once a month. Isnt there only 4 weeks in a month?
Personally, I liked it better when we got smaller paychecks every week. I feel so stranded sometimes waiting for the next check to come, knowing its 2 weeks away. Im trying to figure out a budget as well.
Thanks for the encouragement Jesse! I always look forward to your kind words.
As for the frequency of the paychecks...we used to get paid on the 5th and 20th. Now we get paid every other Friday. Which means we get two extra paychecks a year and also they are more consistent. It seemed that before, depending on holidays and what days of the week the 5th and 20th fell, we'd get paid sometimes after 10 days and sometimes after 19 days (or so it seemed...definitely more than 14 days though!). Those times when there were more days between checks were certainly tough and that made it much harder to budget.
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