Friday, March 23, 2007

Two Random Thoughts...

First Random thought:
My mom paid for our Costco membership as a 'thank you' for DH doing their taxes. A very kind thank you. I know she wanted to do something nice for DH to show her and dad's appreciation - I think the Costco membership might have been because she feels sorry for us. I've said to her a few times that our renewal is not in the budget this month. I've also told her, though, that we have a tight budget because we will be debt free by November...she might have forgotten that part. Anyway....I am so proud of DH and I for working so hard. This debt-reduction plan has been extremely challenging and, well, pretty much the opposite of easy! Anyway - it came to me last night that this means that the reward at the end of this journey will be that much sweeter. The greater the sacrifice, the greater the reward....right? Already I have found so much satisfaction in how hard we have worked to knock out so much debt in two months. We've paid off FOUR loans! This is one big, huge, pat on our backs! Good job to us!

Second Random Thought:
I was thinking this morning that I've been struggling with the 'no car loan' issue. DH wants to keep going and pay off the car ASAP after November. While I've liked the idea, I've just been selfish and wanting to have a new (used) van. I think in the back of my head I've been thinking that maybe we could just save 1/2 the money and get a loan for the rest. But this morning I must be feeling the effects of DH's commitment and perseverance....I think it would just be better to fix the old clunker sitting in the driveway and then saving money for a van. This car might take $500 - $2,000 to fix (I have no idea at this point). We could save money up to fix the car and use it until it doesn't run anymore or until we have enough saved to buy a decent used van...whichever comes first. I'm pretty sure I've waffled back and forth on this issue in the last couple of months, but I'm a lot more dedicated now to staying debt free than I was even one month ago. We'll see. DH gets back from his business trip today and so we'll chat about it soon. It doesn't really matter right now anyway. We've been fine (mostly) with one car since December...I can do it for another year! I might regret that statement, but I'm sure it can be done!

No comments: