Loans and Laundry

So it's official - we have only one more payment on our student loan which will come out of our account on Friday! The balance as of this morning was $91 and some change. When I called yesterday, the gal gave me an estimate of what we would pay in interest by Friday. I'm pretty sure she calculated it on the entire balance, not on the last $93. So - we are accruing only a couple of cents a day til Friday which means we overpaid by a dollar and some change. It's all good though - we got rid of another loan!! I'm sure they'll send us a check for the leftover amount.

DH & I checked the accounts again this A.M. It's still a bit weird because we haven't done our finances together for so long....years and years. BUT - it's something I can really get used to! I have to say - I'm LOVING doing the finances together. Right now we have a clear and concise plan to get rid of our debt and then a general plan of where our money will go after that. It's exciting to look to the future.

I've got a lot to do today in the house - mountains of laundry to fold and put away (yuck - my least favorite part of laundry!), plants to water, and some phone calls to make. The baby I babysit had his 6 month shots yesterday so I'm hoping he cooperates today and lets me get some housework done.

It used to be that DH would get on the Internet and I would wonder how on earth he could spend so much time on the computer. Now I get it. I'm obsessed with finance articles and blogs and just trying to soak up as much info as I can. I could probably spend all day reading this stuff - yet another area of discipline for me. It's funny though - the message is basically the same no matter where you go - spend less than what you make. Simple. DH sent me the SNL video skit about the guy who wrote the book about not spending money you don't have. Funny stuff.

Anyway - I have to pry myself away from the computer and get some work done, play with the kids, and read some books to them. I'm not very good at playing with the kids - it's like I've forgotten how to play. My four year old loves to teach me, so we should have some fun. It's time now to demonstrate that discipline I was talking about and go fold that laundry.