So I've been reading as many books as I can about personal finance. I've read a couple of Dave Ramsey's books ("More Than Enough" and "Financial Peace"). What I enjoyed about the books was the straightforward, easy read. I learned a lot from the books - debt is bad, you can take charge of your finances, you can find peace through discipline, etc. I've found them to be really good motivators.
Last night I skimmed through a book called "I've Been Rich. I've Been Poor. Rich is Better." by Judy Resnick. I found her story to be fascinating. Her attitude towards men is interesting and my overall impression is that she's pretty bitter about her youth. But she sounds very intelligent and confident. I admit that I'm not very smart when it comes to investing, etc. but I found that I was feeling a lot of negativity when reading the book so I didn't finish it. Maybe it's for another day....
I also read "The Automatic Millionaire" by David Bach. I really enjoyed his book - although I'm not so sure I agree with him when he says you don't need a budget or discipline when it comes to money. Maybe some people don't - I think DH & I do need them. I'm amazed everyday at how much better this system is then what I was doing before D-day! I did enjoy the reminder that saving automatically is much easier than trying to do it on your own because it doesn't really happen when left up to adding that to your monthly check writing schedule. It's too easy to rationalize the money being needed elsewhere.
Anyway -all these books talk about becoming rich. Which would be nice.....but really, I just want to make sure that DH & I have some security for the future and maybe take some fun vacations along the way! Okay - and decorate the house. And buy some good trees and a fence for the yard. But that's it. Maybe be able to go get my hair cut more than once a year. And possibly buy some decent clothes for the family. But I promise - that's all!
Really though - I wouldn't want any of these things if it meant debt. Never again. I don't like it. It's not worth it.
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2 comments:
I felt the same as you when I read "The Automatic Millionaire". It just doesn't seem that its possible to function without writing it down.
Thanks for the comment! Maybe he wrote that because he wanted to focus on automatic saving and not so much on budgeting....? Anyway - it's still a great book!
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