We wanted to pay off the student loan this morning but it's too late to stop the auto payment for Friday. We paid an estimated balance today so the auto payment on Friday should bring the loan balance right to $0. That ROCKS!
I also put an additional $840 on the LOC so that balance is decreasing also. It's so thrilling to think about this debt being paid off.
I like to think about what we can do with the paychecks that will soon be all ours. DH & I will come up with a final plan once this is all over but I'd like to put a ton of money in the 401K, build up our emergency savings, and then save some money for a fun vacation and also things for the home.
I have a good, long wish list for the house, but I can be patient and wait until we have money saved up. I'd like to paint the boy's rooms, the dining room and the kitchen. I'd also like to get the TV room painted which requires professional painters. I really want a water softener and a water filter. After that - a fence, wood floors in the hallways would be a treat, bar stools, cabinets in the laundry room, some furniture for the master bedroom, closet organizers in our closet, and a few other things. DH & I will have to discuss this further.....I'm guessing he has a nice list of his own!
Anyway - the point is that the gratification of paying off these loans and increasing our cash flow is fabulous! I love knowing that two loans are paid off. What I love even more than that is just having a partner in crime with our finances. It's been SO fantastic working on this with DH. He is the best.
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